The
Provident Bank of Maryland (originally Provident Savings Bank) is probably the
finest example of the Second Renaissance Revival style in Baltimore. Designed
to resemble Italian Renaissance palaces, this massive structure bears a remarkable
similarity to Dahlgren Hall at the United States Naval Academy in Annapolis,
designed by Ernest Flagg in 1899 and completed in 1903, the year construction
began on the bank building. Provident Savings Bank was chartered in 1886 to
encourage "thrift and providence" among wage earners whose small deposits
had not been sought after by the existing banks. Six branch offices was established
at 407 East Baltimore in April, 1887. In July 1888, the central office was moved
to the corner of Howard and Franklin Streets, into a new building built especially
for Provident. As the bank grew larger, it was recognized that the central office
would soon be too small and a search was undertaken for a suitable corner lot
in the downtown area. The search ended in 1901 with the purchase of the old
Saratoga (Gibbons) Hotel lot on the southwest corner of Howard and Saratoga
Streets. The present structure, begun in 1903 and completed in 1904, was designed
by Joseph Evans Sperry, one of Baltimore's most important and prolific architects,
who has planned successful branch buildings for Provident, and by York and Sawyer
of New York, architects of a number of major bank buildings, including the Riggs
Bank of Washington. The central office was located in this building until recently,
when Provident purchased the Old Federal Reserve Bank Building. In 1949 and
1953 the interior of this building was altered to provide additional space.
ORDINANCE 0851 12/12/86