Overview

DHCD helps make Baltimore City neighborhoods stronger by bringing in investors, developers, and home buyers. The department uses different types of funding, like grants and city bond funds, to help pay for important housing and neighborhood projects.

DHCD also provides money and support for projects, especially for local developers and those working to build more affordable housing in Baltimore City.

Affordable Housing Trust Fund (AHTF)

The AHTF is a special fund that never runs out and is used to help make housing fair for everyone in Baltimore. It helps build and protect affordable homes for both renters and homeowners. The fund also works to create more housing options for low-income working families and others who need affordable places to live.

Community Catalyst Grants (CCG)

DHCD’s Community Catalyst Grants (CCG) program helps support community projects and works with neighborhood groups to improve local areas. This program provides money for important projects that help make neighborhoods stronger. CCG is a competitive program, which means groups must apply for funding. New chances to apply are announced at different times.

Community Development Block Grants (CDBG)

CDBG is a program from HUD that helps local communities decide how to use federal money to support housing and public service programs. The main goal of CDBG is to help create strong communities by providing safe, affordable homes for low- and middle-income families and by creating more local job opportunities.

DHCD is in charge of managing the CDBG program for the City of Baltimore.

Developer Incentive Program

DHCD created the Developer Incentive Program to help people and organizations fix up vacant homes. This program gives money to groups, non-profits, and homeowners who are making big repairs to empty houses, including ones with a Vacant Building Notice (VBN). The homes must be in special areas of the city where the program focuses on improving neighborhoods. The money can be used to help pay for the full cost of fixing up the home.

HOME Investment Partnerships Program

DHCD wants Baltimore to have strong, thriving neighborhoods where people of all income levels can find a place to live. To help make this happen, the Office of Project Finance provides money to build homes and apartments that people can rent or buy. This helps create safe, affordable housing for the people of Baltimore City.