What To Know

The City of Baltimore's real property tax rate for the fiscal year 2025 (July 1, 2024, to June 30, 2026) is $2.248 per $100 of assessed value, the same as the prior fiscal year’s rate.  If a property owner pays a bill by July 31, there is a .5% discount on the total tax due to the City.

You may pay your Real Property Taxes via the following methods:

Online

In person:

Abel Wolman Municipal Meeting
200 N Holliday Street
Baltimore, MD 21202

Frequently Asked Questions

Payment plans

The City does not enter into payment agreements for real estate taxes. The City accepts partial payments that will be credited to your tax bill, but your bill must be paid in full before December 31 of the year the bill was issued. If your bill is not paid in full, your property is at risk for inclusion in the tax sale in May of the following year. For more information on the City’s tax sale process go to Tax Sale Information | Baltimore City.

Tax overpayments

If you believe you have overpaid your taxes, send a written request to the Revenue Accounting Section, 200 Holliday Street, Room 3, Baltimore, MD 21202. Make sure to include on your request your account number, proof of payment, and if you prefer to receive a refund check or would like the funds transferred to another account. If you would like the funds transferred to another account, please make sure to include the type of account and account number where the funds are to be directed.

Property assessment appeals

There is a process for property assessment appeals. You can visit the State Department of Assessments and Taxation website for information regarding the appeal process online or contact them at 410-767-8250.

Semi-annual billing

Semi-annual billing is applicable to owner-occupied principal residence properties only and allows you to pay your property taxes in two installments. The first installment is due in July and becomes delinquent in October. The second installment is billed on December 1 and will become past due on January 1. A service fee will be added to the second installment bill. If you are eligible for semi-annual billing but are not receiving it, please contact the State Department of Assessments and Taxation (SDAT) at 410-767-8258 to inquire if your billing status is set as a principal residence. 

Change of address

Real Property

To change your mailing address on the Real Property File for tax bills you should send a written request to the City’s Department of Transportation Property Location Section, 401 E Fayette Street, Suite 101, Baltimore, MD 21202, email us: or fax to 410-576-8310. Requests must be submitted by the owner or authorized agent for the owner and include the address or block & lot of the property in question, new mailing address, the signature of the owner or authorized agent, and phone number. 

Supporting documentation must accompany the request for the authorized agent.  To Contact the Property Location Section, you may call them at 410-396-3800. You can find mailing address change request forms on the Department of Transportation website.

Water Bill

Changes to the Water Bill will need to be submitted to the Department of Public Works Water Billing Section at 200 Holliday Street, Room 404, Baltimore, MD  21202, or through email at dpw.billing@baltimorecity.gov. You can contact them at 410-396-5398.

Personal Property

If the property is subject to any annual Registrations, you will need to contact the Department of Housings Registration Office at 410-396-3575, visit Property Registration and Rental Licensing | Baltimore City or email property_registration@baltimorecity.gov 

To change the mailing address for your Personal Property Tax Bill you will need to submit a written request to the State at sdat.persprop@maryland.gov Their office can be reached at 410-767-1170.

Homestead tax credit

To investigate whether you are receiving a homestead tax credit, review your real property tax bill online. Once you have entered either the block/lot, property address, or owner’s name you will be able to view your tax bill. If you are receiving the homestead tax credit, you will see both the “state assessment credit” and the “city assessment credit” located on the left side of your bill with amounts (credits) that have been deducted from your net tax amount. For any questions related to your real property tax bill, contact the City’s Collections Call Center Monday through Friday from 8:30 am EST to 4:30 am EST at 410-396-3000.

Other tax credits

To explore tax credits, you may be eligible for, visit the City's tax incentives page https://www.baltimorecity.gov/finance/our-work/tax-credits for a comprehensive listing of credits for which you may be eligible. Information and applications are on the website. You should also contact the State Department of Assessments and Taxation at 410-767-8250 or visit the State Department of Assessments and Taxation website to obtain applications for State credits for which you may be eligible.

First-time homebuyer incentives

The City does not offer any tax incentives specifically for first time home buyers, but a comprehensive list of all City property tax credits can be found in the tax credit section https://www.baltimorecity.gov/finance/our-work/public-info/credits.  A valuable resource for new buyers in Baltimore is the Live Baltimore Home Center located at 343 N. Charles with additional information available on the Live Baltimore Home Center website.